GUIDANCE      Here we are defying a bad environment to break through our bubble of good feeling. We are determined, maybe grimly determined and maybe blithely determined, to be upbeat in a downbeat world. All those sad people, we tell ourselves, just aren't listening to the good news on our channel. Life was more fun when I was poor. You're looking so good, don't you dare admit your failures. I haven't lost everything yet, so I'm doing good. . Are YOU here for the first time? Come in! People lo...