GUIDANCE    Things change, things go back the way they were, and we feel uneasy or even anxious about these shifts. Remember the insurance companies' statistics that say a number of major changes in a person's life – including good and voluntary changes – predisposes said person to accidents and ill health? Today we mostly look at a whole new world about to happen, and here we are, hanging onto the railing feeling uneasy-to-anxious. Quit that already, we are telling ourselves. . Are YOU here for...