GUIDANCE Losing it all and accepting the worst, running out of good luck - well, that turns out to be a good thing more often than you would expect. You land on your feet in a place you might not have progressed to in your straight line. Years later, the 'hitting bottom' experience can pay off as you, say, see a pattern forming and head early out of the storm. There's no limit on how many times a loss can pay off. So the good effect of a bad thing outlasting its pain - that's good news...