Fool - Five of Pentacles
You won't be there in desperate times.
You won't be there - Fool
in desperate times. - Five of Pentacles
Fool as the zero is all about the absence or nonexistence of anything in Tarot Verbatim, which takes the illustrations literally. You won't be there. You will miss out on the bad times. That is what Fool is saying in the context of our question.
Five of Pentacles is desperate times all right. They are bums on the street who must do without the help of charity because ...