Guidance When you're up you're up, and when you're down you're down, a children's song says. Memories are going to make the bad times sweet, and you can feel sorry for your misery all the way through the best of times. You can feel poor all the way to the bank, and realize how good times were when you lose what you had. Change is coming whether things are awful or wonderful. Waiting for the change, because change is always coming: Our message is that that is the sure thing.   Are YOU here f...